Products & Services With an emphasis on educating and empowering action, we put our combined experience and passion to work advising clients on their most critical insurance and investment programs. Asset growth, distribution, conservation and meeting our clients' unique goals are why we are able to build long lasting relationships centered on trust, integrity, and mutual respect.We offer a comprehensive suite of services designed to address your unique needs, wherever you are in life:Wealth Management*We strive to develop a portfolio that produces an appropriate diversification based on your individual goals and risk tolerance. We can assist with:BondsStocksExchange Traded Funds (ETFs)Mutual FundsGovernment SecuritiesAlternative InvestmentsVariable Annuities Financial Planning Strategies*A financial roadmap can help you chart a course between where you are today and where you want to be tomorrow. We can assist with:Retirement Planning StrategiesIncome Planning StrategiesCollege Planning StrategiesEstate Planning StrategiesCash Flow Analysis Strategies InsuranceDo you have the right insurance to help protect your assets? We can help you address your insurance needs and assess appropriate options, including:Term InsuranceUniversal Life InsuranceWhole Life InsuranceLong-Term Care InsuranceDisability InsuranceHome and Auto Insurance *Wealth Management and Financial Planning services are offered by Hornor, Townsend & Kent, Inc. Investment Advisory Representatives.